Terms & Conditions

Welcome to https://www.pmayhousing.org/ (“we,” “our,” or “us”). By accessing or using our website (the “Site”), you agree to comply with and be bound by the following Terms & Conditions. If you do not agree with these terms, please do not use our website. These Terms & Conditions govern your use of our website, services, information submission, and any interaction you have with us.

1. Acceptance of Terms

By using this website, you confirm that:

• You are at least 18 years of age
• You have read, understood, and agree to these Terms
• You agree to our Privacy Policy
• You will not use this Site for unlawful purposes

2. Use of the Website

You agree to use the Site only for:

• Submitting applications for housing or government-related schemes
• Accessing information provided on the Site
• Communicating with our support team
• Using the services in a lawful manner

You agree NOT to:

• Misuse, copy, or distribute content without permission
• Upload false or misleading information
• Attempt unauthorized access to the Site
• Interfere with the security, servers, or networks of the Site

3. User Responsibilities

You are responsible for:

• Providing accurate, complete, and updated information
• Ensuring the security of your login credentials
• Keeping your contact information valid and accessible
• Complying with laws while using our services

If you submit false documents or misleading information, we reserve the right to reject or cancel your application.

4. Information Collection & Privacy

Your use of the website is subject to our Privacy Policy, which explains:

• What personal and non-personal data we collect
• How we use your data
• How we share and protect your data

By using the Site, you consent to the collection and use of information as described in the Privacy Policy.

5. Eligibility for Services

By submitting any application, you confirm that:

• You meet the eligibility criteria of the scheme
• You authorize us to verify your information
• You agree that approval/rejection depends on government or related authorities

We are not responsible for decisions made by government/housing authorities.

6. Accuracy of Information & Updates

We strive to provide accurate information but do not guarantee that:

• The content is always error-free
• Scheme details remain unchanged
• Third-party data remains accurate

We may update or modify the information without prior notice.

7. Third-Party Services & Links

Our website may contain links to third-party sites. We are not responsible for:

• Their content
• Their privacy practices
• Their policies or actions

8. Cookies & Tracking Technologies

We may use cookies and tracking technologies to:

• Improve user experience
• Analyze site activity
• Monitor performance

By using the Site, you consent to our use of cookies.

9. Intellectual Property Rights

All content on this Site is our intellectual property. You may not:

• Reproduce
• Modify
• Distribute
• Sell
• Transfer

Any content without our written permission.

10. Prohibited Activities

You agree not to engage in:

• Illegal, harmful, or fraudulent activities
• Uploading viruses or malware
• Attempting to hack or damage the Site
• Impersonating another individual
• Interfering with operations or services

Violation may result in termination and legal action.

11. Limitation of Liability

We are not liable for:

• Loss or damage due to reliance on the Site
• Application rejection by authorities
• Technical issues or service interruptions
• Unauthorized access beyond our control

Use of the Site is at your own risk.

12. Disclaimer

We do not guarantee:

• Approval of applications
• Accuracy of third-party data
• Continuous availability of the Site

13. Indemnification

You agree to indemnify and hold us harmless from all claims, damages, or liabilities arising from misuse of the Site or violation of these Terms.

14. Changes to Terms

We may update or modify these Terms at any time. Updated versions will be posted on this page. Continued use of the Site means you accept the revised terms.

15. Termination of Access

We may suspend or terminate access if:

• You violate any terms
• You engage in harmful activities
• You submit false or fraudulent information

16. Governing Law

These Terms & Conditions are governed by the laws of India. Any disputes will fall under the jurisdiction of Diya Green City NH 24 courts.